pacific national funding

Pacific National Funding

4.3 rating

Visit website

Total Rating

4.3

The Good

High Positive Reviews Online

Flexible Terms

Zero-Commitment Offer

High Positive Reviews Online

Pacific National Funding maintains a flawless reputation online with thousands of positive reviews about the company on Yelp and BBB. A majority of their clients commend them for their excellent customer service followed by their fast service delivery. The company also retains a high customer satisfaction rate of 96%, their financial advisers and customer reps are highly-trained and provide some of the best financial advice when it comes to finding the best program for debt relief solutions.

Flexible Terms

Pacific National Funding gives clients a chance to adjust their payment terms according to their budget. The funding company offers loan term options, that range from 12 months to 5 years, depending on your preferred monthly premium. You can opt to pay higher monthly payments for a more reduced term, or, pay lower monthly payments for a more extended term.

Zero-Commitment Offer

Consult with Pacific National Funding’s financial advisers and get a quote without worrying about agents who hard-sell and force you to sign into a program that you haven’t exactly thought about yet. The company ensures clients that it upholds a zero-commitment offer without consultations that don’t affect your credit score and without consultation fees.

The Bad

High APR For Those With Poor Credit

High APR For Those With Poor Credit

Like a majority of other lending agencies, Pacific National Funding’s APR is highly-dependent on the borrower’s creditworthiness and credit score. The agency offers an APR that ranges between 2.92% to 4.99%, a figure that is within FTC standards and is implemented by most credit and funding agencies in the US.

Verdict

Pacific National’s flexible term options come as an appealing offer especially when other companies typically dictate loan durations to clients directly instead of letting them choose a plan for themselves, this helps both the client and the agency find a middle-ground to settling the loan without compromising the borrower’s capacity to pay. Their non-commitment consultation offer is also a bonus. Not a lot of people appreciate hard-selling, it’s frankly annoying and off-putting, Pacific’s approach of letting clients choose and decide for themselves is certainly a refreshing change compared to all other agencies in the market who force you to sign with them.

Contact Information

Website: pacificnationalfunding.com

Email: Contact Form

Address: Pacific National Funding, 101 S Reid St., Sioux Falls, SD 57103-7045

We'll Introduce You!

Call our recommended rep over at Pacific National Funding below.

4.3
4.3 rating
4.3 out of 5 stars (based on 3 reviews)
Excellent33%
Very good67%
Average0%
Poor0%
Terrible0%

pacific national funding

Pacific National Funding

Pacific National’s flexible term options come as an appealing offer especially when other companies typically dictate loan durations to clients directly instead of letting them choose a plan for themselves, this helps both the client and the agency find a middle-ground to settling the loan without compromising the borrower’s capacity to pay. Their non-commitment consultation offer is also a bonus. Not a lot of people appreciate hard-selling, it’s frankly annoying and off-putting, Pacific’s approach of letting clients choose and decide for themselves is certainly a refreshing change compared to all other agencies in the market who force you to sign with them.

Price - % of Debt
15-25%
15-25%
Accreditations
AFCC & IAPDA
AFCC & IAPDA
Free Consultation
Yes
Yes
Min. Debt Accepted
$7,500
$7,500
Money-Back Guarantee
Yes
Yes
Number of Reviews
3
3

SETTLEMENT

VS

CONSOLIDATION

VS

PERSONAL LOANS

Want Us To Review a Company?

We've analysed the top debt consolidation, bankruptcy and settlement offers online today.

Now you can quickly and easily review each of the top offers, with comprehensive reviews from our editors as well as by consumers alike. Get the information you need and can depend on before you commit to a debt company.

Consolidation Reviews
are legit!

Impartial and very candid reviews of some of the best funding agencies in the country.

With Consolidation Reviews, I can now weigh my options and select a company that fits my demands.

They provide reliable and exhaustive evaluations of each company so I know which one can be trusted.

It’s always a good idea to check with Free Debt Reviews first if you're looking for solid and practical solutions to becoming debt-free.

Reviews you can count on!

Pacific National Funding has helped me tremendously with loads of information on mortgages, loans, etc

5.0 rating
June 16, 2020

Pacific National Funding has helped me tremendously with loads of information on mortgages, loans, etc. They helped me since 2000 in getting the best loans for my Home that I own in Oakland. It was an unnerving process and they took care of me.

JOHNNY S

They are Awesome

4.0 rating
May 6, 2020

My wife and I have had bad luck when it comes to tax preparers; detrimental advice, arrogant and overpriced…..Finally, the tax god has blessed us with the
Pacific National Funding. They are Awesome. No nonsense, wise advice and responsive. Only wish we could have gone to her sooner. Their name says it all.

MATT R

Very professional and totally legit.

4.0 rating
April 5, 2020

I read about Pacific National’s debt consolidation program a while back, I’ve been truly impressed with these guys. Very professional and totally legit.

Ryan A