centennial funding logo

Centennial Funding

4.7 rating

Visit website

Total Rating

4.7

The Good

High Borrowing Limit

Offers Referral Rebates

No Prepayment Penalty

High Borrowing Limit

Centennial Funding has one of the highest borrowing limits in the debt relief industry, while most companies only offer up to $100,000, Centennial Funding offers up to $200,000 even for applicants with poor credit ranking. This is especially beneficial for those with debts rising beyond $100,000 and wanting to consolidate it.

Offers Referral Rebates

Centennial Funding adds in a little perk for loyal patrons by putting in referral rebates for those who can successfully refer a client to them. The company gives away $500 for each successful borrower referred by an existing client, the amount is deducted from their overall loan balance – a great strategy that not only boosts their sales but helps clients to reduce their total premium.

No Prepayment Penalty

Prepayment penalties are fees that you pay for electing to pay off your loan term early, most banks and lending agencies charge prepayment penalties for paying installment loans in half or in full, that’s just how the business goes. Centennial Funding, on the other hand, skips prepayment penalties altogether and while we’re wondering what the catch is, there ultimately isn’t one! We’re taken aback by this but it otherwise speaks a lot about the company’s overall business philosophy.

The Bad

High Minimum Loan Limit

High Minimum Loan Limit

While Centennial Funding offers a high maximum loan limit of up to $200,000, the catch is that they also have a high limit for minimum loans. The lowest you can apply for is $10,000 which can be a pretty hefty sum if you’re only looking to borrow at least $3,000 for small expenses or projects.

Verdict

We love that Centennial Funding has a high loan limit, it’s very useful for most people as high funding can go a long way. While this is also synonymous to a higher minimum loan limit as compared to other smaller companies, you can always opt to find another agency that offers a more reduced limit option, or, think through other ways you can use the additional funding. We also like how they offer referral rebates, it’s a great way for people to cut costs while garnering more clients, the no prepayment penalty also helps clients save more from their overall bill.

Contact Information

Website: centennialfunding.com

Email: Contact Form

Address: Centennial Funding, 999 18th Street, Suite 3000, Denver, CO 80202

We'll Introduce You!

Call our recommended rep over at Centennial Funding below.

4.7
4.7 rating
4.7 out of 5 stars (based on 3 reviews)
Excellent67%
Very good33%
Average0%
Poor0%
Terrible0%

centennial funding logo

Centennial Funding

We love that Centennial Funding has a high loan limit, it’s very useful for most people as high funding can go a long way. While this is also synonymous to a higher minimum loan limit as compared to other smaller companies, you can always opt to find another agency that offers a more reduced limit option, or, think through other ways you can use the additional funding. We also like how they offer referral rebates, it’s a great way for people to cut costs while garnering more clients, the no prepayment penalty also helps clients save more from their overall bill.

Price - % of Debt
15-25%
15-25%
Accreditations
AFCC & IAPDA
AFCC & IAPDA
Free Consultation
Yes
Yes
Min. Debt Accepted
$7,500
$7,500
Money-Back Guarantee
Yes
Yes
Number of Reviews
3
3

SETTLEMENT

VS

CONSOLIDATION

VS

PERSONAL LOANS

Want Us To Review a Company?

We've analysed the top debt consolidation, bankruptcy and settlement offers online today.

Now you can quickly and easily review each of the top offers, with comprehensive reviews from our editors as well as by consumers alike. Get the information you need and can depend on before you commit to a debt company.

Consolidation Reviews
are legit!

Impartial and very candid reviews of some of the best funding agencies in the country.

With Consolidation Reviews, I can now weigh my options and select a company that fits my demands.

They provide reliable and exhaustive evaluations of each company so I know which one can be trusted.

It’s always a good idea to check with Free Debt Reviews first if you're looking for solid and practical solutions to becoming debt-free.

Reviews you can count on!

I have been extremely pleased with Centennial Funding team.

4.0 rating
June 20, 2020

I have been extremely pleased with Centennial Funding team. They worked with me and my tax returns since the 2013 tax year. They have always answered my questions promptly. The staff has personally spoken with me several times over the years, including my first call to 888 Tax Deal. The staff has always top notch and have prepared my taxes every year since that initial year. Thank you Centennial Funding.

Charley T

Once again the team at Centennial Funding saved the day!

5.0 rating
May 4, 2020

Once again the team at Centennial Funding saved the day! Not only did they help me with my living trust (efficient, excellent advice and counsel!), we had a tax issue with my 92 year old mother’s return….in a matter of moments, they found the error of a vendor who told us she would have to pay taxes, and saved her thousands in taxes.

Chris E

I felt safe, reassured and hopeful when I left.

5.0 rating
April 23, 2020

Centennial Funding is a great firm. In the legal field, it’s difficult to find a group of people that you can work with who actively listen. I went with low expectations since I’ve had bad experiences in the past. I felt safe, reassured and hopeful when I left.

Mary S